“I want to setup an education trust for my grandchildren. Sorry I’m like this, always thinking about other people, keep on giving, bad for my own financial freedom” “Don’t worry Mrs Tan, we’ve worked out your finances, how much you can give and when you can give. It’s good that you thought about giving when … Continue reading Is thinking about giving bad for our own financial freedom?
“I’ve been doing the Yoga exercises for 3 months, I don’t see the benefits described by the testimonials”“I’m subscribed to the investment portfolio for 1 year, I don’t see the returns”“I’ve been increasing vegetables to my diet for 30 days, I don’t see my weight going down”Sometimes when we go through a process to achieve … Continue reading I’ve been doing X, why don’t I see the result?
Recently I came into contact with the word 'Barbell Investment Strategy'. The concept is not new to me but it's the first time I'm reading it in detail. What is it? It's an investment strategy suggested by Nicholas Nassem Taleb based on the success of betting against the market during the financial crisis.The basic idea … Continue reading Barbell investment strategy pros and cons
"What if I don't have financial goals and dreams? I'm a happy go lucky kind of gal, you know?" "It's impossible, if you don't have a goal or dream, it means you haven't dug deep enough. Somehow the possibilities are closed to you" "I guess I do want to provide for my family. I'm afraid … Continue reading Breaking free of the Financial Bondage of a Rat Race
Next to free; regular and guaranteed income is the second most popular method to sell products. Our experience with investments has always been volatile and unpredictable. How wonderful it is to have something regular and guaranteed to us? We can all retire on this awesome product and not worry about our money for the rest … Continue reading What we need to know about products guaranteeing regular income
Economic depression is not what it used to be. Some people are predicting doom and gloom, fire and brimstone after the latest market downturn. But market downturn is not economic depression. Prices of goods and houses remain high. One thing that used to happen is that high interest rates came with high stock and high … Continue reading Economic Depression is not what it used to be
Q: why do you practice Yoga? A: to cut thru ignorance Q: why do you practice Holistic Financial Plan? A: to cut thru ignorance There was a guy, he went to tai chi classes, he bought books on religion, and then end up spending all his time reading fantasy novels. Why do we think about … Continue reading Why do we practice Holistic Financial Plan?