Recently I came into contact with the word 'Barbell Investment Strategy'. The concept is not new to me but it's the first time I'm reading it in detail. What is it? It's an investment strategy suggested by Nicholas Nassem Taleb based on the success of betting against the market during the financial crisis.The basic idea … Continue reading Barbell investment strategy pros and cons
"What if I don't have financial goals and dreams? I'm a happy go lucky kind of gal, you know?" "It's impossible, if you don't have a goal or dream, it means you haven't dug deep enough. Somehow the possibilities are closed to you" "I guess I do want to provide for my family. I'm afraid … Continue reading Breaking free of the Financial Bondage of a Rat Race
Next to free; regular and guaranteed income is the second most popular method to sell products. Our experience with investments has always been volatile and unpredictable. How wonderful it is to have something regular and guaranteed to us? We can all retire on this awesome product and not worry about our money for the rest … Continue reading What we need to know about products guaranteeing regular income
Economic depression is not what it used to be. Some people are predicting doom and gloom, fire and brimstone after the latest market downturn. But market downturn is not economic depression. Prices of goods and houses remain high. One thing that used to happen is that high interest rates came with high stock and high … Continue reading Economic Depression is not what it used to be
Q: why do you practice Yoga? A: to cut thru ignorance Q: why do you practice Holistic Financial Plan? A: to cut thru ignorance There was a guy, he went to tai chi classes, he bought books on religion, and then end up spending all his time reading fantasy novels. Why do we think about … Continue reading Why do we practice Holistic Financial Plan?
The financial world is full of people out to make a living. Like many other professions across many other industries, free stuff are usually used to promote services. Recently I got a call from a credit card company offering free insurance. “How much do I have to pay?” I asked “Nothing, sir.” End of the … Continue reading “Free? No thanks!” or “Free? Do tell! I actually understood all that.”
Once we become willing and curious enough, there is a few financial questions we cannot avoid asking: 1. Given the numerous financial products out in the market, how do I know which one is right for me? 2. Given the numerous agents out in the market, whom do I consult to ensure I’m not being … Continue reading Questions for the financially serious minded