The financial world is full of people out to make a living. Like many other professions across many other industries, free stuff are usually used to promote services. Recently I got a call from a credit card company offering free insurance. “How much do I have to pay?” I asked “Nothing, sir.” End of the … Continue reading “Free? No thanks!” or “Free? Do tell! I actually understood all that.”
Once we become willing and curious enough, there is a few financial questions we cannot avoid asking: 1. Given the numerous financial products out in the market, how do I know which one is right for me? 2. Given the numerous agents out in the market, whom do I consult to ensure I’m not being … Continue reading Questions for the financially serious minded
There’s a chicken and egg question: Which comes first? Because we are wonderful human beings, we do wonderful actions or because we do wonderful actions, we feel wonderful inside? If we do not know the essential nature of being human, trying to achieve happiness is like punching a wall when the keyboard is over here. … Continue reading Which comes first? Mindset or action?
We live in an age where DIY is common. There is no issue doing so, in fact here are some of the things you should take note. 1. Look beyond increasing salary When dealing with an uncertain future, the usual response is 'I gotta get a higher salary' 'I gotta change job' 'I gotta find … Continue reading What are the common blind spots in an amateur financial plan?
This is a line from a movie I saw this year, which made me question the value of criticism. We all hate it, yet we all do it all the time. 'If only...' is the usual word used. When The Greatest Showman was aired, there were a lot of negative buzz about how it wasn't … Continue reading A theatre critic who can’t find joy in the theatre… now who’s a fraud
Rebalance: a systematic way of selling high and buying low. Question: When we do rebalancing, how do we know whether we are not selling off winners (high) to buy losers (low)? This question arises because we are used to buying more of the stuff that makes us money, and selling off the stuff that loses … Continue reading Interesting Financial Questions
Recently I'm playing a game called The Witness, it is a highly rated game which finds resonance with a lot of people. It is, at the first glance, a puzzle game. A puzzle game in the sense that there is a problem, there is a solution, and there is a rule governing the solution to … Continue reading The Witness and the process of interpretation