”How many times have we said ‘this’ is it! Once I’ve achieved ‘this’, I will be happy. However once we achieved, maybe we will be happy for awhile, and then there will be the next... and the next... and the next... some people came to the conclusion that humanity always wants ‘more’ but actually, we … Continue reading How to satisfy wanting ‘More!’
WARNING! SPOILERS AHEAD! So we watched Black Panther, me and the missus. A common thread running through the various movie reviews is that it is a movie with a message or a movie with relevant commentary. Which is what a good movie does, it appeals to a deeper part of our psyche beyond the surface … Continue reading Black Panther Thoughts
In traditional Eastern spiritual practice, it is said that there are two paths to enlightenment. One path is Devotion, the other is Awareness. Devotion means to devote oneself entirely to a set of teachings and practices. For example, if the Guru say meditate, the student must meditate. Eat vege? Be sure to EAT VEGE. There … Continue reading Devotion and Awareness in Investments
Recently a friend recommended me to check out this financial blog and I'm delighted to find that the writer is actually quite good. The articles are fun, interesting and personal. And the design of his website, definitely miles better than mine ;P What I connect to most is his philosophy of relating personal finance to … Continue reading Mr-Stingy.com
Many new advisors start out fresh from Financial Planning School with knowledge of the latest investment theories and insurance calculations. We know our graphs and how it enhances people's personal finance. So why is it so difficult to impart financial knowledge? Rationally, we know money is important in this world where having more money means … Continue reading Why Is It So Difficult to Impart Financial Knowledge?
"You know stock trading is a form of gambling and speculation, right?" "No it isn't! We study the P/E ratio, NTA ratio, cashflow, blah, blah, blah, how can you say it's speculation?" "Well, do you do diversification? Do you buy across industries and sectors? How about geography? What if company specific risk hit like director … Continue reading Stock Trading is a form of Speculation? Heavens no!
To give an example of what I discussed in the previous post, see follows: The annualising Excel Formula I'm using is INTRATE( ). However to get to the result above, we need to do some work and start some data collection discipline. Normally from Bursa's statements, we can extract our list of stock holdings as … Continue reading How to get more clarity in our stock investments – example